About MSF

The main objective of the Malta Sustainability Forum is to raise awareness on the topic of sustainability, with the aim of empowering citizens to make conscious decisions towards a more sustainable life. Based on the success of the previous editions, this year MSF will be delivered as a series of afternoon events, online or hybrid as the circumstances permit.

MSF is organised by APS Bank as sustainability lies at the heart of the Bank’s values, underpins its business strategy and is a core pillar of its Corporate Social Responsibility Programme.

Follow the Malta Sustainability Forum to LEARN, ENGAGE & ACT

Confronting Pension Inequity – Unmasking the silent struggle

The second event for MSF 2023 on the theme Sustain Tomorrow Today will help to raise awareness on the inequity within the pension system and how certain groups are more likely to face financial difficulties, and a reduced standard of living and wellbeing upon retirement. Perspectives from local and EU experts will be shared on the topic, featuring research on the impact of inflation. The first panel will address the inadequacy of state pensions and how it impacts certain groups like women, people with disability and migrants more than others. The results from the Pensions Engagement Survey 2023 commissioned by APS Bank will also be examined, followed by another panel discussion looking for solutions to this disparity. The session will conclude with a focus on what individuals can do to ensure better financial stability upon retirement.

📅 SAVE THE DATE: Thursday 22 June at 8:30


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Helena Dalli
European Commissioner for Equality
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Hon. Michael Falzon
Minister Social Policy and Children’s Rights
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Geoffrey Bezzina
Chairman - Board of Management Office of the Arbiter for Financial Services (OAFS)
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Andrè Bonello
Advocacy and Research Officer - Caritas Malta
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Ian Borg
Manager Economic Projections and Conjunctural Analysis – Central Bank of Malta
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Mariella Camilleri
President - Malta International Federation of Business and Professional Women
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Matthew Caruana
CEO - Junior Achievement Malta
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Liana DeBattista
Chief Strategy Officer - APS Bank
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Kenneth Genovese
Head of Investment Distribution - APS Bank
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Rebecca Gera
Director - Marketing & Opinion Research Unit - misco
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Mark Lamb
Employee Benefits Schemes Manager - APS Bank
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Vanessa Macdonald
Conference Rapporteur
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Noel McCarthy
Chief Investments Officer - APS Bank
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Mark Musù
Permanent Secretary – Ministry for Social Policy and Children’s Rights / Ministry for Social and Affordable Accommodation
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Samantha Pace Gasan
Commissioner for the Rights of Persons with Disabilities
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Kevin J. Rapinett
Member of the Council and Board of Management - Malta Chamber of Commerce Enterprise and Industry
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David Spiteri Gingell
Former Chair - Pension Reform
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Oliver Scicluna
CEO - Agenżija Sapport

Event organiser