Agenda | Registration

Thursday 22 June

8:30 - 14:00

Confronting Pension Inequity – Unmasking the silent struggle

The ticket price covers the following amenities: welcome coffee, coffee break, and a stand-up lunch, as well as parking at The Hilton Malta car park

The second event for MSF 2023 on the theme Sustain Tomorrow Today will help to raise awareness on the inequity within the pension system and how certain groups are more likely to face financial difficulties, and a reduced standard of living and wellbeing upon retirement. Perspectives from local and EU experts will be shared on the topic, featuring research on the impact of inflation. The first panel will address the inadequacy of state pensions and how it impacts certain groups like women, people with disability and migrants more than others. The results from the Pensions Engagement Survey 2023 commissioned by APS Bank will also be examined, followed by another panel discussion looking for solutions to this disparity. The session will conclude with a focus on what individuals can do to ensure better financial stability upon retirement.

8:30 Registration

9:00 Welcome address by Vanessa MacDonald, Conference Rapporteur

9:05 Introduction by Liana DeBattista, Chief Strategy Officer, APS Bank

09:10 Keynote by Hon. Michael Falzon, Minister Social Policy and Children’s Rights

09:25 Keynote by Helena Dalli, European Commissioner for Equality

09:40 Understanding Pensions Inequality. Mark Lamb, Employee Benefit Schemes Manager, APS Bank and Vanessa MacDonald, Conference Rapporteur

09:55 Expert Insight: Impact of Inflation on pensions. Ian Borg, Manager Economic Projections and Conjunctural Analysis – Central Bank of Malta

10:15 Panel Discussion: Unveiling disparity - Examining the differential impact of inadequate state pensions on marginalised groups

- Andrè Bonello, Advocacy and Research Officer, Caritas Malta

- Katrine Camilleri, Director, Jesuit Refugee Service (JRS) Malta

- Mariella Camilleri, President, BPW (Business & Professional Women) Valletta Malta

- Samantha Pace Gasan, Commissioner for the Rights of Persons with Disabilities

Moderated by Vanessa MacDonald, Conference Rapporteur

11:00 Q&A

11:10 Coffee Break

11:40 Key Findings: The APS Bank Pensions Engagement Survey, Rebecca Gera, Director - Marketing & Opinion Research Unit, misco and Kenneth Genovese, Head of Investment Distribution, APS Bank

12:00 Panel Discussion: Exploring implementable solutions for a better future

- Mark Musù, Permanent Secretary, Ministry for Social Policy and Children’s Rights / Ministry for Social and Affordable Accommodation

- Kevin J. Rapinett, Member of the Council and Board of Management - Malta Chamber of Commerce, Enterprise and Industry

- David Spiteri Gingell, Former Chair - Pension Reform

- Oliver Scicluna, CEO, Aġenzija Sapport

Moderated by Geoffrey Bezzina, Chairman - Board of Management, Office of the Arbiter for Financial Services (OAFS)

12:40 Q&A

12:50 Turning talk into action: Actionable strategies for change

- Matthew Caruana, CEO, Junior Achievement Malta

13:10 Conference Highlights by Vanessa MacDonald, Conference Rapporteur

13:20 Closing Comments by Noel McCarthy, Chief Investments Officer, APS Bank

13:25 Networking Reception