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Agenda | Registration

Wednesday 16 November

08:30 – 14:00

Bridging the Pension Gap


The price of the ticket will be including Welcome Coffee, Mid-Morning Coffee Break and Stand Up Lunch.

The third event for MSF 2022 on the theme Sustain Tomorrow Today will focus on pension sustainability and what steps one can take to enjoy a good standard of living during retirement. We will look into the key findings from the first Pensions Engagement Survey commissioned by APS Bank, which will be examined during a panel discussion with various local social partners. Local and foreign experts will share insights on successfully implemented pension frameworks, which have bridged the pension gap abroad and could be viable for Malta.

8:30 Welcome Coffee & Registration

9.00 Welcome by Vanessa Macdonald, Conference Rapporteur

9.02 Introduction, Martin Scicluna, Chairman, APS Bank plc

9.10 Keynote: Addressing Pension Adequacy and Sustainability, Hon Clyde Caruana, Minister for Finance and Employment

9.25  Expert Insight: Shining a light on local level of engagement with private pensions, Mark Lamb, Employee Benefit Schemes Manager, APS Bank

9.50 Key Findings: The first APS Bank Pensions Engagement Survey, Lawrence Zammit, Director, misco and Kenneth Genovese , Head of Investments Distribution, APS Bank

10.15 Panel Discussion: The Social Partners' Perspectives on the Survey Findings, moderated by Wayne Pisani, Partner and Head of tax regulatory and compliance, Grant Thornton

Michael Galea, Vice President, Malta Chamber of SMEs

Martin Balzan, President, Medical Association of Malta

Josef Bugeja, Secretary General, General Workers’ Union

Joanne Bondin, President, Malta Employers Association

Marisa Xuereb, President, Chamber of Commerce

11.00 Q&A session

11.10 Coffee Break

11.40 Expert Insight: Moving from a Voluntary Occupational Retirement Pension Scheme to an Automatic Enrolment Framework, David Spiteri Gingell, Former Chair, Pension Reform

11.55 Experiences and Lessons Learnt: Introduction of Automatic Enrolment (AE) in the UK, presented by Mel Charles, Director of Automatic Enrolment at the Pensions Regulator

12.15 Panel Discussion: Reflections on the implementation of UK experience AE in context of the survey findings, moderated by Bernard Attard, Partner, PwC

Simon Grima, Associate Professor and the Head of the Department of Insurance and Risk Management and Deputy Dean of the Faculty of Economics Management and Accountancy, University of Malta

Philip von Brockdorff, Deputy Dean - Faculty of Economics Management and Accountancy, University of Malta

David Spiteri Gingell, Former Chair, Pension Reform

Lawrence Zammit, Director, misco

13.00 Conference Highlights, Vanessa Macdonald, Freelance PR Consultant

13.10 Closing Comments, Noel McCarthy, Chief Investments Officer (CIO), APS Bank

13.15 Networking Lunch